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IThome · Archived at 2026-07-10 16:04

World's first AI-native credit card"Kimi credit card"Partners confirmed: American Express, Agricultural Bank of China

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Sources familiar with the matter revealed that the intention reached so far is that cardholders' daily consumption points can be redeemed for Kimi membership benefits at a 20% discount. The points redemption ratio in the points mall is 1000:1, with up to 50% redeemable by points. In the future, the three parties will also explore more possibilities such as agent payments, linking Token quotas with credit limits, and two-way interoperability between points and computing power.

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